More money for financial education: This is how we want to stop over -indebtedness!

More money for financial education: This is how we want to stop over -indebtedness!

Thekla, Deutschland - The need for more financial education in Germany is becoming increasingly urgent. Today, on June 3, 2025, the results of a recent survey by the Association of Debt Advice on the Association (AG SBV) have been published, which indicate a significant increase in demand for financial education. According to the results, 63 percent of the advice centers report increased demand compared to previous years. Basically, an urgent need for action is determined, since 40 percent of the advice centers indicate that no offer for financial education offers. The most common reasons for this are missing financial resources or a lack of personnel resources, as 51 percent and 82 percent of colleagues state.

Roman Schlag, the spokesman for AG SBV, warns of the capacity limits of the advice centers. In times of increasing living costs and the widespread practice of the “Buy Now, Pay Later”, extensive financial knowledge becomes essential. Thekla Gehrmann, an experienced debtor advisor, has also found that young people often have knowledge gaps on basic topics such as unpaid bills or Schufa.

actions for debt prevention

On the occasion of the Action Week debt counseling, which is currently taking place from June 2 to 6, 2025, the debtor and insolvency advice center of the Diakonie Erzgebirge emphasizes the importance for more investments in financial education. Under the motto "Best investment financial education - if made of minus plus", it is pointed out that targeted measures for financial education can effectively prevent over -indebtedness.

Ms. Koch, the team leader of the Diakonie Erzgebirge, emphasizes that good financial education is a key to personal responsibility, social participation and a self -determined life. People with limited financial resources in particular benefit from these offers. AG SBV urgently calls for a financial commitment to politics in favor of financial education. Early training of young people could reduce the risk of debt more significant.

The way to financial education

A critical point that is emphasized again and again is the integration of financial education into the curricula of all types of school. The Diakonie Erzgebirge implements prevention offers at three locations in the Erzgebirge district to strengthen the basic financial education of young adults. The aim is to enable these young people to become an independent and responsible administration of their finances and help them to identify risks and to optimally use help offers.

A fundamental concern of AG SBV remains the right to a debt advice and permanent financing of prevention offers. The AG SBV thus addresses a central social problem: Without adequate financial education, it becomes increasingly difficult to master the challenges of modern life and avoid over -indebtedness.

For further information on the survey and the current developments in the area of ​​financial education, readers can report the reports of the href = "https://www.diakonie-erzgebirge.de/aktionwoche-schuldnerberatung-2025" Class = "Source_2"> Use Diakonie Erzgebirge